It’s safe to say, most people are aware of the ever-so-popular home buying reality TV shows. And it’s probably also safe to say most people watch, have watched, or have at least been in the room while someone watched one of these shows… Property Virgins, Love it or List It, House Hunters, Property Brothers… and …
With the many changes to the mortgage and real estate industry over the past few years, there seems to be a lot of he said, she said information being passed around. At The Family Mortgage Team in Atlanta, our job is to educate our clients as much as possible up-front. And this goes for everyone; …
Looking to buy new before selling your current home? Buying and selling a home can be complicated. But it doesn’t have to be if you know what you’re doing! In the video below I’ll walk you through 2 things to keep in mind if you’re buying a new home prior to selling your existing home. …
Getting rid of a mortgage payment sounds appealing to any homeowner, so those Bi-Weekly Payment Plans offered to you by your mortgage lender might seem like a great idea. Before signing any paperwork, however, keep in mind that a bank-managed payment plan may not be your best option for owning your home faster. How can …
Does a Bi-Weekly Payment Plan pay off your Home Mortgage faster? Read More »
Have you already been pre-approved for a mortgage? If I were, you, I’d call for a “second opinion.” If you have already been pre-approved or pre-qualified for a mortgage on your next home, are you absolutely sure you are getting the best deal? I’m not talking about interest rate either. I’m talking about the structure …
If you believe that you need a good chunk of change to purchase a home, your not alone. The vast majority of first time home buyers have little money to work with and consequently do not believe they are in a position to buy a home. Either that, or credit issues prevent you from investigating …
Most people buy homes for very emotional reasons. But how do you know if it is time for you to purchase? Most people who rent can actually afford to buy their own home. So what is stopping them? A lot of people believe that owning a home in requires a big down payment, which is …
Credit challenges often prevent folks from even considering home-ownership. This is a mistake. Even in the worst credit situations, you have to have a starting point. Once we have a loan application and pull a copy of your credit, we can make a quick determination if it’s possible to get you a loan and under …
This is probably the biggest misconception. While it used to be true that you needed a large down payment, this is no longer the case. In the mortgage industry, there’s always a great new product just around the corner that benefits the consumer. The latest of these to surface is the “zero down” mortgage. This …
