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General

Ways Your Home Equity Can Help You Reach Your Goals

If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about – and that’s home equity. If you’re not familiar with that term, Freddie Mac defines it like this: “. . . your home’s equity is the difference between how much your home is worth and how much you […]

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Where does the money come from for the loan?

Here’s a good question we’re asked all the time: Where does the money come from for the loan? And here’s the answer: Mortgage lending operates under three distinct models: Mortgage Brokers, Mortgage Bankers and Retail Banks. 1. Mortgage Brokers are much like independent insurance agents — they have access to many different lenders and many different

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