Buying or selling a home can be the adventure of a lifetime and having an experienced real estate professional to help guide you throughout the process can be invaluable. Many sellers think that they can leverage online tools and sell the home themselves (For Sale by Owner or FSBO), but engaging a professional to assist …
Why Hire a Professional When Buying or Selling Real Estate? Read More »
When you find a house you love and are ready to make an offer to the seller, the ideal situation would be for the first offer to be accepted. This can be a challenge when there are multiple offers so it is a good idea to present the best, cleanest offer you can without doing …
…..The Catch 22 Here’s the Situation: You think you don’t have enough money saved to purchase a home, so you’re renting for a few more months… or even years. But here’s the Problem: The cost to rent is steadily increasing; however renter’s total income is not. In turn, a higher percentage of income goes towards …
When shopping for the best Atlanta mortgage rates you must be on the ball. Mortgage rates can, and will, change constantly…daily…sometimes twice or three times daily! It’s important that you know where to look to ensure that you’re ahead of rate trends and get a good deal when shopping for a mortgage loan. Here are …
The Best Atlanta Mortgage Rates | What You Need to Know Read More »
Once you are satisfied that you are working with a top-quality professional mortgage advisor, here are the rules and secrets you must know to “shop” effectively. First, IF IT SEEMS TOO GOOD TO BE TRUE, IT PROBABLY IS. But you didn’t really need us to tell you that, did you? Mortgage money and interest rates …
Shopping for a mortgage: How can I be sure I’m comparing apples to apples? Read More »
Pre-Closing Preparation As the date of the closing draws near, you will need to make contact with the closing attorney and your mortgage lender to ensure that all the necessary documents are being prepared. A few days before the closing on your new home, you will need to contact your utility services such as electricity, …
Getting Ready for Closing and Finalizing The Deal Read More »
Now that you have created your list of amenities you want in your new home, are you ready to start searching? Well, not quite. You will need to know what price range you can afford. There are two ways to go about this: You can either get pre-qualified, or pre-approved for a mortgage. Whichever you choose, …
About Real Estate Agency One of the most common misconceptions that is shared by a large number of home buyers is that when working with a Real Estate Agent, he or she will “automatically” represent you as a buyer. As we will discuss, unless this is specifically disclosed in writing, in all probability the Agent …
Advantages of Using a Real Estate Agent When you start to consider whether to purchase your first home, one of the first questions that comes to mind is, should I use a Real Estate Agent? Although it is certainly possible to do it on your own, there are several more compelling reasons to use an …
Once your loan package has been sent to the lender, there are a number of things you should avoid doing that will change your financial picture. Remember, the lender is looking for stability and consistency. If you want the best interest rate, keep that in mind. Here are a few things to consider: Large Deposits …
