Blog

The latest Georgia and Florida mortgage tips, news, and information, including a few secrets and how-to guides we’ve learned after closing more than 4,000+ home loans over the past 15 years.

Buying A Home Is Still Cheaper Than Renting In Metro Atlanta

According to recent data from Redfin, Atlanta Metro’s median monthly rent is currently $2,095. That’s $392 higher than the current median mortgage payment in Atlanta, which is $1,703 (*includes 5% down payment).  Redfin’s Chief Economist, Daryl Fairweather, states, “Those who choose to rent may save money in expensive housing markets in the near term, but …

Buying A Home Is Still Cheaper Than Renting In Metro Atlanta Read More »

Should I Wait to Buy a Home Until the Market Slows Down?

With home inventory at record lows and property values increasing significantly over the past few years, you might be wondering if it makes sense to wait until things calm down to buy a home. The media would have you believe that we are in another 2008/2009 scenario where the market might crash. The reality is …

Should I Wait to Buy a Home Until the Market Slows Down? Read More »

Achieving the Dream of Homeownership

Homeownership has long been considered the American Dream, and it’s one every American should feel confident and powerful pursuing. But owning a home is also a deeply personal dream. Our home provides us with safety and security, and it’s a place where we can grow and flourish. This week, we remember the legacy of Dr. Martin Luther …

Achieving the Dream of Homeownership Read More »

Knowledge Is Power When It Comes to Appraisals and Inspections

Buyers in today’s market often have questions about the importance of getting a home appraisal and an inspection. That’s because high buyer demand and low housing supply are driving intense competition and leading some buyers to consider waiving those contingencies to stand out in the crowded market. But is that the best move? Buying a home is …

Knowledge Is Power When It Comes to Appraisals and Inspections Read More »

5 Tips for Making Your Best Offer

5 Tips for Making Your Best Offer

In today’s sellers’ market, standing out as a buyer is critical. Multi-offer scenarios and bidding wars are the norm due to the low supply of houses for sale and high buyer demand. If you’re buying this fall, you’ll want every advantage, especially when you’ve found the home of your dreams. Below are five things to keep in mind …

5 Tips for Making Your Best Offer Read More »

pre-approval when buying a house

Pre-Approval Makes All the Difference When Buying a Home

You may have been told that it’s important to get pre-approved at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a clear understanding of your budget so you stand out to sellers as a …

Pre-Approval Makes All the Difference When Buying a Home Read More »

pre-approval when buying a home

Mortgage Update Summer 2021

Now is Your Unique Opportunity to Cash Out Earlier this year, rates started moving higher because of inflation fears. Since that time, the Federal Reserve is done a good job of telegraphing that this inflationary pressure we are feeling is likely transitory. Because of this, investors have become comfortable with this synopsis and rates have …

Mortgage Update Summer 2021 Read More »