Buying A Home

Getting Ready for Closing and Finalizing The Deal

Pre-Closing Preparation As the date of the closing draws near, you will need to make contact with the closing attorney and your mortgage lender to ensure that all the necessary documents are being prepared. A few days before the closing on your new home, you will need to contact your utility services such as electricity, …

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When Do I Need a Home Inspection?

So your offer has been accepted! Now it’s time for the property to be inspected.  A property inspection,  HVAC inspection and environmental (asbestos, mold, radon) test should be completed to ensure that the property meets or exceeds the standards as stated in the Purchase and Sale Contract. If there are issues or discrepancies exposed, you …

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Loan Approval vs. Loan Pre-Approval

Now that you have created your list of amenities you want in your new home, are you ready to start searching?  Well, not quite. You will need to know what price range you can afford. There are two ways to go about this: You can either get pre-qualified, or pre-approved for a mortgage. Whichever you choose, …

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Using A Realtor vs. Finding A Home On Your Own

Advantages of Using a Real Estate Agent When you start to consider whether to purchase your first home, one of the first questions that comes to mind is, should I use a Real Estate Agent? Although it is certainly possible to do it on your own, there are several more compelling reasons to use an …

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