Five Step Home Purchase Process
While you are getting your documentation together to become a “Certified Homebuyer”, we start working on figuring out the numbers for you. We talk with you about pertinent details such as payments that you are comfortable with, how much money you have to work with for a down payment, what type of property you are thinking of and overall what is important to you about this. What makes you nervous?
From there we carefully put together some estimates and loan comparisons to show you various options. Some companies just try to fit you in a loan that is convenient for them…they don’t even bother to show you options. There are always options and depending on your goals, one loan typically will become the clear winner after some discussion. Our goal is to get you to that place of confidence so when you go to look for a home, you know what price range you can look in and what the payment will be therefore you can make your offer without hesitation. Once we finalize the numbers for you, we like to get together and walk you through everything, if possible, in person. If not, we have technology available that allows us to present it all to you via audio clip. Then after you have had a chance to listen, we spend some time together on the phone to answer all your questions.