Options Lower rate, need cash out, consolidate debt, better monthly cash flow, money for children’s education, pull money from one house to purchase another, etc… are just a few reasons why people consider refinancing. But does it really make sense? Should you pay closing costs, pay reduced cost or no closing costs at all. For example, whether you pay closing costs or not is predicated on many factors. You need someone who can shoot straight with you about whether it even makes sense and if so, show you the different loan options available in such a way that you can make an intelligent decision. Ideally you want to look at the total cost of each loan refinancing option over a period of time…that’s where we can help. |