Local We’re a mortgage brokerage business based in Atlanta, Georgia committed to bringing you genuine information of value on home buying and home refinancing. We are licensed in both Georgia and Florida. This site is set up to navigate easily and covers virtually all aspects of the home loan process. Real estate market activity will be updated covering areas such as Marietta, Smyrna, Kennesaw, Powder Springs, Vinnings, Roswell, Alpharetta, Dunwoody, Cumming, Canton, Woodstock, Decatur, Midtown, Peachtree Corners, Duluth, Suwannee and much more. We give you the tools you need to easily understand and compare home financing and refinancing options.
Hi my name is Lucky and I was hired by Family Mortgage to provide valuable insights and tips on financial matters, home loans and protection of your private information.

Family Mortgage of Georgia
is a Georgia Residential Mortgage Licensee License #14292
1640 Powers Ferry Road
Building 4, Suite 300
Marietta, GA 30067

 

Cash Out?
Consolidate debt, renovate your house, send your kids to college or even start a business. Learn more...
No Cash Out?
Convert from an adjustable rate to a fixed, combine a first and second loan or just lower your rate. Learn more...
No closing Cost !
This method of refinancing should be investigated but is not for everyone. Learn if you’re a good candidate...

 

First Time Home Buyer Because there is ton’s to learn, we developed a site that covers all the bases. Learn the ins and outs...
Move Up Buyer
When you decide to sell one house and buy another, there are many challenges. Learn how to minimize the disruption...
Relocation to Atlanta Moving from one area to another requires research “learn about smooth transitions”…

 

10 Reasons Why
Have you ever asked a company point blank, why should we choose you? Learn how we differentiate ourselves...
Our Guarantee
The most comprehensive guarantee in the industry. Learn about our 3 part guarantee...
Charities
We donate on behalf of each loan we close to a charity you choose. Learn more about out program…

 


Affordable Atlanta Homes for the First Time Buyer

Atlanta Real EstateOur Atlanta Real Estate professionals can design a tailored program of financing and researching to your specifications no matter what you are or think you are looking for. We can provide you with cutting edge technologies in the areas of online home searches using the latest mapping technology from Google and direct feeds from the MLS to you. For more information on how Thompson Evans Realty can help you click here or call 678.483.3000


No Closing Cost Loans

No-cost home financing seems like an idea that's too good to be true. But it's here, and it's waiting for homeowners at Family Mortgage. No closing cost loans can be used for either a refinance or a purchase transaction, although they are most commonly associated with a refinance. Learn more at noclosingcostloansexplained.com


Blog with Atlanta Mortgage and Real Estate Consultants
Get your articles or journal online today on our blog. Use our easy to use interface to publish your thoughs and questions, Mortgage and Real Estate questindf answered every evening (sunday-thrusday) Start blogging now!

Insurance is a highly competitive business
Buying a home is one of the biggest investments you will ever make. You need to make sure that you protect this investment with the right kind of insurance. There are a few different types of property insurance depending on what your specific purchase is that dictate what type of insurance you need. For example, if you are buying a home that you plan to live in as your primary residence you need to buy what is often referred to as a Homeowners or H3 policy.   Learn all you will need to know about insurance buy clicking here.

If there's any lingering doubt about how the Internet is changing how Real Estate is bought...
If there's any lingering doubt about how the Internet is transforming the way people buy and sell homes, here's eye-widening proof: Marnie Azadian and her husband just moved from Scottsdale, Ariz., into a $410,000 home in Tulsa that they bought 100% over the Internet.

They never visited Tulsa, where Marnie had accepted a job. They never opened the front door, or a kitchen drawer. Never drove around the neighborhood.

"I did have some moments of 'Oh my gosh, what did we just do?' " says Azadian, 57, but no regrets about the house they'd fallen in love with from a virtual tour. (Though her commute is a bit more of "a pain" than it looked like on mapquest.com.) Click Here for all the details from USAToday.com


 
Atlanta Mortgage Broker

The main advantage of a utilizing a broker is that we can shop among hundreds of competing lenders on a daily basis. Lenders price loans based on supply and demand. Some weeks, lenders might have fantastic rates, only to raise them shortly thereafter to slow down the volume. It happens all the time.

So lenders are constantly “in and out of the game” depending on market dynamics. In addition, lenders are constantly changing their guidelines to offer more innovative and streamlined loan structures and products. Dealing with only one lender may limit your ability to qualify; cost you time, and get you a higher rate than you should be paying.

As your broker we shop for the best rates available from, Bank of America, Chase Home Equity, Citi Home Equity, Citimortgage, Credit Suisse, First Franklin, First Horizon, ABN Amro, BB&T, National City Bank, Wells Fargo, Ohio Savings Bank, HSBC Mortgage, Chase Manhattan, Suntrust, Countrywide, Primary Capital Mortgage, Virtual Bank and M&T Mortgage


FMLS Email UPDATES

We can provide you with cutting edge technologies in the areas of online home searches using the latest mapping technology from Google and direct feeds from the MLS to you from our sister company Thompson Evans Realty.


Free Atlanta Home Buyer E-Newsletter

Subscribe to our free e-newsletters and stay tuned to what's new at Hieroweb Interactive. Simply follow this link to our sign-up form.


Atlanta Home Buyer Solutions Not Just for Atlanta!
Atlanta Real Estate

Real Estate professionals can design a tailored program of financing and researching to your specifications no matter where you are looking for a new home. We can provide you with cutting edge technologies in the areas of online home searches using the latest mapping technology from Google and direct feeds from the MLS to you, in addition to providing you a Real Estate Consultant to show you the homes you like.
Inquire about how we can help Now!



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Metro Atlanta home sales data
January 2007 home sales rose to 6459 units with an average sales price of $342,321 after being on the market for 76 days.  For a more detailed report on individual areas of Atlanta and the surrounding communities broken down by county click this.


Order a Free Credit Report
To get the truly free report that you are entitled to each year, go to annualcreditreport.com. There are many that give you a free report if you sign up for xyz services. This site is strictly for you to order what you're entitled to. It is entirely your choice whether you order all three credit file disclosures at the same time or order one now and others later. The advantage of ordering all three at the same time is that you can compare them. (However, you will not be eligible for another free credit file disclosure from that particular credit reporting agency for 12 months.
Click Here to learn more about your credit


How to compare Lenders
When considering your options you need to make some assumptions and then do some number crunching. Most importantly, you need to make an educated guess about how long you may keep this mortgage. Just because you choose a 30 year fixed rate, doesn’t mean you will have the loan that long. As a matter of fact the average length of time that an individual holds a loan is less than 5 years!!

You then want to compare the total cost of the loan over the period of time that you and your loan officer determine is reasonable (total cost is the closing costs plus the interest that you pay over the period of time selected). We have a software program that allows us to make this comparison very quickly. Then you make a selection. Click here to request this quick comparison...click here for a PDF


Tax Benefits of Buying a Home
This calculator estimates the tax benefit of buying a home. Input your loan parameters and the month you purchased the home. Since home interest and points are captured in itemized deductions, please estimate your Schedule A itemized deductions. Your itemized deductions including your mortgage deductions will be compared to your standard deduction to calculate the tax benefit of purchasing your home.

Click here to calculate your tax benefit today